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The RBA may have held the cash rate, but lenders are starting to take a more tailored approach to interest rates. 


WHY RATES INCREASED IN 2017 // WHAT'S HAPPENING NOW // HOW THE BANKS MAY DETERMINE RATES IN THE FUTURE

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Three Men Walk Into A Bar...

But inflation is no joke! The new $10 note will enter circulation tomorrow. Love it or hate it, the launch got us thinking… What can you get for $10 now compared to the last issue of the note?

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FIXED V VARIABLE RATES

More than ever clients are asking whether they should fix their interest rates, including investors looking for peace of mind for long term investments. Here Director and Senior Mortgage Broker, Josh Durrant, gives his opinion...

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Why Banks Are Raising Rates

Learn why banks are raising rates outside of the RBA's decisions on interest only loans. Should you switch to principle & interest repayments?

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What does being a guarantor mean?

it's a term that's bounded around a lot, but what role does a guarantor actually play?

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Investment Lending Is Changing

Big things are happening in lending world. If you have an investment property or an interest only home loan - this may impact you

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NEW YEAR, NEW YOU?

We're already into the second week of Feb! Have you started on those ambitious New Year resolutions and saving plans yet? Learn how to set goals the S.M.A.R.T way...

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What happens at settlement?

Settlement is the final process in the exchange between buyer and seller before picking up the keys!

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What you should know and do before auction day

it's important you're organised and have your finances inline before heading to an auction.

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I’ve bought a property, when will my first repayment fall due?

Don't panic - your first repayment isn't usually due until a month after settlement

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Stamp Duty Reductions for First Home Buyers

First Home Buyers rejoice! From 1 July 2017 Stamp Duty was abolished for Victorian First Home Buyers purchasing up to $600,000 and phased in on a sliding scale for purchases between $600,001 and $750,000!

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RBA Holds Rates, Will Your Lender?

At its March meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, changes are happening in the market...

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RBA Sits On The Sidelines While Lenders Play On

At its May meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, Australian lenders are still increasing rates to keep in line with APRA's new lending rules...

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